The Francis Monroe Cole Family:
Top Row (left to right): Dan Cole, Flossie Naomi Cole, Water Cole (died in WWI -France), John Cole, Wilma Cole
Middle Row: Ferd Cole, Francis Cole, Francis Monroe Cole, Mary Dora Henderson Cole, Clara Cole,
Bottom Row: Arvid Cecil Cole, Burta Cole, Orton Allan Cole.
I would assume that this image was taken just before 1910. 1910 was the year that Florence (Flossie) Married Arthur E. Johnson.
From Johnsons and Coles